 Monthly Market Overview February 2025 LAST MONTH’S ECONOMIC EVENTS • U.S. Employment Increased by 256,000 Jobs • U.S. Unemployment Rate Decreased to 4.1% • Canadian Employment Increased by 90,900 Jobs • Canada’s Unemployment Rate Decreased to 6.7% • U.S. Annual Inflation Rate Increased to 2.9% • Canada’s Annual Inflation Rate Decreased to 1.8% • U.S. Monthly Retail Sales Increased by 0.4% • Canada’s Monthly Retail Sales Unchanged at 0.0% • U.S. Fourth Quarter GDP Growth Rate (Initial Estimate) Decreased to 2.3% • U.S. Federal Funds Rate Unchanged at 4.50% • Canada’s Overnight Interest Rate Reduced by 0.25% to 3.0% UPCOMING ECONOMIC EVENTS • February 7: U.S. Bureau of Labour Statistics Employment Change (8:30) • February 7: U.S. Bureau of Labour Unemployment Rate (8:30) • February 7: Statistics Canada Employment Change (8:30) • February 7: Statistics Canada Unemployment Rate (8:30) • February 12: U.S. Bureau of Labour Statistics Inflation Rate (8:30) • February 14: U.S. Census Bureau Retail Sales (8:30) • February 18: Statistics Canada Inflation Rate (8:30) • February 21: Statistics Canada Retail Sales (8:30) • February 27: U.S. Bureau of Economic Analysis Fourth Quarter GDP Growth Second Estimate (8:30) 1 (Source: Bank of Canada) 2(Source: Statistics Canada) 3(Source: United States Bureau of Labour Statistics) 4(Source: United States Federal Reserve) 5(Source: United Census Bureau) Global Stock Markets | |||||
| Name | Monthly Change | 2025 Change | 12 Month Change | Ending Value | |
| S&P/TSX Composite (Canada) | 3.26% | 3.26% | 20.28% | 25,533.10 | |
| Dow Jones Industrial Average (U.S.) | 4.70% | 4.70% | 15.80% | 44,544.66 | |
| S&P 500 (U.S.) | 2.70% | 2.70% | 22.65% | 6,040.53 | |
| NASDAQ 100 (U.S.) | 1.64% | 1.64% | 26.55% | 19,627.44 | |
| FTSE 100 (U.K.) | 6.13 | 6.13 | 13.67 | 8673.96 | |
| DAX 30 (Germany) | 9.16% | 9.16% | 28.04% | 21,732.05 | |
| CAC 40 (France) | 7.72% | 7.72% | 3.55% | 7,950.17 | |
| NIKKEI 225 (Japan) | -0.81% | -0.81% | 9.72% | 39,572.49 | |
| Nifty 50 (India) | -0.58% | -0.58% | 9.23% | 23,508.40 | |
| Shanghai Composite (China) | -4.40% | -3.02% | 11.70% | 3,250.60 | |
| Hang Seng (Hong Kong) | 0.67% | 0.82% | 26.79% | 20,225.11 | |
| United States Interest Rates | |||||
| Name | Monthly Change | 2025 Change | 12 Month Change | Ending Value | |
| U.S. Treasury Yield – 1 Year | -0.19% | -0.19% | -12.29% | 4.145 | |
| U.S. Treasury Yield – 2 Year | -1.29% | -1.29% | -0.76% | 4.197 | |
| U.S. Treasury Yield – 5-Year | -1.34% | -1.34% | 11.55% | 4.328 | |
| U.S. Treasury Yield – 10 Year | -0.76% | -0.76% | 14.53% | 4.541 | |
| U.S. Mortgage (Avg.) – 30 Year | 1.46% | 1.46% | 3.89% | 6.95 | |
| Currency Rates | |||||
| Name | Monthly Change | 2025 Change | 12 Month Change | Ending Value | |
| Canadian Dollar / US Dollar | -1.34% | -1.21% | -7.92% | $0.6872 | |
| Euro/US Dollar | -0.37% | 0.02% | -4.47% | $1.0360 | |
| US Dollar / Chinese Yuan | -1.54% | -1.52% | 1.14% | ¥7.1867 | |
| Bitcoin / United States Dollar | 9.26% | 9.26% | 138.23% | $102,385.90 | |
| Energy Prices (USD) | |||||
| Name | Monthly Change | 2025 Change | 12 Month Change | Ending Value | |
| WTI Crude Oil | 1.84% | 1.84% | -3.43% | $73.11 | |
| Natural Gas | -15.83% | -15.83% | 44.46% | $3.06 | |
| Precious Metal Prices (USD) | |||||
| Name | Monthly Change | 2025 Change | 12 Month Change | Ending Value | |
| Gold (Spot) | 6.72% | 6.72% | 37.67% | $2,800.94 | |
| Silver (Spot) | 8.58% | 8.58% | 37.25% | $31.32 | |
| Real Estate (CAD) | |||||
| Name | Monthly Change | 2024 Change | 12 Month Change | Ending Value | |
| Greater Toronto Real Estate1 | 0.0% | 0.10% | 0.10% | $1,061,900 | |
| Collectibles (Index) | |||||
| Name | Monthly Change | 2024 Change | 12 Month Change | Ending Value | |
| Fine Wine 1000 Index2 | -0.59% | -9.7% | -9.7% | 366.2 | |
| *Data provided by Koyfin unless otherwise stated as of , January 31, 2025, 6:30 PM EST. *1. Canadian Real Estate Association GTA Composite Prices ending December 31, 2024. *2 Live-ex Fine Wine 1000 Index ending December 31, 2024. * This information has been prepared by Desmond Rubie, BCom, CIM®, CFP®, who is a Wealth Advisor for Rubie Wealth Management Group at iA Private Wealth. Opinions expressed in this article are those of Desmond Rubie, BCom, CIM®, CFP® only and do not necessarily reflect those of iA Private Wealth Inc. IA Private Wealth Inc. is a member of the Canadian Investor Protection Fund and the Canadian Investment Regulatory Organization. iA Private Wealth is a trademark and business name under which iA Private Wealth Inc. operates. Desmond Rubie, BCom, CIM®, CFP® Wealth Advisor Rubie Wealth Management Group | iA Private Wealth Insurance Advisor | iA Private Wealth Insurance* 26 Wellington Street East, 2nd Floor, Toronto, ON M5E 1S2 T: 647-429-3281 ext. 240018 Desmond.Rubie@iaprivatewealth.ca Schedule a Meeting rubiewealth.com iA Private Wealth Inc. is a member of the Canadian Investor Protection Fund and the Canadian Investment Regulatory Organization. iA Private Wealth is a trademark and business name under which iA Private Wealth Inc. operates. *Insurance products are provided through iA Private Wealth Insurance, which is a trade name of PPI Management Inc. Only products and services offered through iA Private Wealth Inc. are covered by the Canadian Investor Protection Fund. | |||||
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